What’s around the corner for 2019?

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New Year Greeting Cards. Greeting Cards Featuring a Winter Scene and a Quote from Tolkien. Box Set Has 25 Greeting Cards and 26 White with Silver Foil Lined Envelopes.

New Year Greetings
Happy New Year
Still round the corner may wait, a new road or a secret gate.
Seasons Greetings
with warmest thoughts and best wishes
for a wonderful holiday and a prosperous New Year.

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Front: Winter Scene and a Quote from Tolkien
Inside: Seasons Greetings with warmest thoughts and best wishes for a wonderful holiday and a prosperous New Year.

Product Details
• This box set contains 25 greeting cards and 26 white with silver foil lined envelopes. The cards are 5″ by 7″ and are printed in full color.
• The cards are 15pt. gloss coated stock with an aqueous coating to give the greeting cards a nice shine.
• Each greeting card has a pre-printed verse inside, which can be viewed by clicking on the verse visual.
• The inside is uncoated, to allow for your own personal message.
• This is an original design and does not include glitter, embossing or foil stamping. All of our greeting cards are created and printed in the U.S.


         

         

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Warm Winter Wishes

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Kickback and have a relaxing Holiday! Cocoa Snowman Holiday Card Pack – Set of 25 cards – 1 design, versed inside with envelopes.

Holiday Card:
Warm Winter Wishes
Kickback and have a relaxing Holiday!

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Front: Warm Winter Wishes
Inside: Kickback and have a relaxing Holiday!

Product Details
• These cute cards are 4 5/8″ 6 1/4″ folded, printed on matte, 115# cover stock, and made in the USA
• They’re scored for easy folding and mail with standard postage
• The cards come with matching white envelopes; envelopes are not personalized.
• The card pack contains 1 card design


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Five Wishes of the Dying

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Five Wishes, from the book “The Top Five Regrets of the Dying.”

Bronnie Ware, an Australian nurse, spent years working in palliative care, caring for patients in the last 12 weeks of their lives. She recorded their dying epiphanies into a book called “The Top Five Regrets of the Dying.”

“When questioned about any regrets they had or anything they would do differently,” she says, “common themes surfaced again and again.”

Here are the top five regrets of the dying, as witnessed by Ware:

1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

“This was the most common regret of all. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made. Health brings a freedom very few realise, until they no longer have it.”


2. I wish I hadn’t worked so hard.

“This came from every male patient that I nursed. Women also spoke of this regret, but as most were from an older generation, many had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.”

3. I wish I’d had the courage to express my feelings.

“Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming.”


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4. I wish I had stayed in touch with my friends.

“Often they would not truly realise the full benefits of old friends. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. Everyone misses their friends when they are dying.”

5. I wish that I had let myself be happier.

Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called ‘comfort’ of familiarity overflowed into their emotions, as well as their physical lives.

Fear of change had them pretending to others, and to their selves, that they were content, when deep within, they longed to laugh properly and have silliness in their life again.”

What’s your greatest regret so far, and what will you set out to achieve or change before you die?

 

 

 

 

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Money Made Easy

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Suze Orman’s 16 wishes for how you can make the most of your money in 2016

As we turn the corner into a new year, my biggest hope is that peace and happiness is in great abundance for each and every one of you and all those you love.

There should be no bigger focus than building and nurturing that peace and happiness. But there is also always room to focus on the ways you can continue to build financial security in 2016. The progress you make on taking control of your money will, after all, bring even more happiness and peace into your life.


suze-orman-financial-freedom

Suze Orman will guide you through the steps to financial freedom on this audio download.

This practical, systematic approach to financial freedom is divided into three parts. The first one takes us back to our most formative experiences with money. We do this in order to break free of financial worries and take control of our feelings about money. The next part contains the Must Dos, the Laws of Money. We’ll find out about trusts and wills, credit card debt, saving for retirement, the insurance we should and shouldn’t have, and much more. In the third part, we learn the true secrets of the money cycle and realize that we cannot measure our self-worth by our net worth.


Money Made Easy

Here are my 16 wishes for how you can make the most of your money in 2016:

  1. Focus on what you have, not what you don’t have.
  2. Recognize that every dollar you save today and every dollar of debt you pay down today is an important step to the future you deserve. As long as you are moving in the right direction, you are in control of your future. Be patient. You will get where you want to be.
  3. If you have credit card debt, pay off the highest rate debt first. And be sure to make at least the minimum payment due on all your credit cards.
  4. Check that there are no mistakes or instances of fraud on your credit report. The only place you should ever go to get a free credit report is annualcreditreport.com
  5. Sign up for email or text alerts for your checking accounts and all your credit card and debit accounts. It has never been easier to stay on top of your balances, or be able to spot fraud the moment it happens.
  6. If your employer offers you a company matching contribution to its retirement plan, be sure to contribute enough to earn the maximum match.
  7. If you have the option of a Roth 401(k), give it a long look. I think it is a fantastic deal.
  8. Say no out of love, rather than yes out of fear. Keep this in mind as people come to you for financial help throughout the year. You are never to loan someone money, or co-sign a loan unless you are certain it will actually help that person (not just enable more questionable behavior) and you can truly afford to offer help.
  9. If you are buying a car and need financing, make it your goal to purchase a car that you can afford with a three-year loan. (No leases!) Don’t take out a longer loan; it’s a ploy car companies use to get you to buy more expensive cars.
  10. Focus on the long-term. Even if you are in your 50s or older, you likely have decades more life ahead of you. Don’t be too conservative with your investments. Over the long term – decades – stocks have delivered the best inflation-beating gains.
  11. If you want to find the best financial advisor, look in the mirror. No one will ever care more about your money, and what you make of that money, than you. If you don’t yet feel like you are “good” with money, make it a priority to build your personal finance IQ in 2016.
  12. If you have a college-bound child, do not, I repeat, DO NOT take out any private loans for college. They are just too risky. Focus on federal loans.
  13. Check all your retirement plan and insurance beneficiaries. Can’t remember whom you named? That’s exactly my point! Make sure your money will go exactly where you want.
  14. Enough procrastinating. Please make this the year you once and for all get your Must Have Documents in place.
  15. Live below your means but within your needs. Follow this rule and you will always be powerful with money.
  16. You are never powerful in life until you are powerful over your own money. How you feel, think and act with it. May 2016 be your most powerful year yet.

About the Author

suze-ormanSuze Orman has been called “a force in the world of personal finance” and a “one-woman financial advice powerhouse” by USA Today. A two-time Emmy Award-winning television host, New York Times mega bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America’s most recognized expert on personal finance.

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